Terms of Use
Acceptance of Terms
Welcome to the website of Fry and Laurie Consulting (referred to as "we", "us", or "our"). By accessing this website (www.frylaurie.com) (“Website”), you agree to comply with these Terms of Use. If you do not agree, please do not use our site.
By using and accessing this Website and the services available on this Website, you agree to be bound by the terms and conditions set out in these Terms of Use. The services provided on this Website include access to data, information, services, consultations, reports, opinions and news in various formats, including such data or information provided by third party content providers ("Information Providers"); search engines; electronic communications; registration; calendaring facilities; (the "Services"). If you do not agree to these Terms of Use, please do not access this Website and the Services.
Use of Our Website
You agree to use the Website only for lawful purposes. You must not, among others, (i) upload or distribute harmful software; (ii) attempt unauthorised access; (iii) use content commercially without consent; or (iv) interfere with user access.
Intellectual Property
Fry & Laurie reserves all intellectual property rights to this Website and the Services, including international copyright and trade mark rights. All other names, products and marks mentioned in this Website are the intellectual property of their respective owners. No materials provided through this Website, including text, graphics, code, audio, video and/or software may be reproduced, modified, adapted, distributed, published, displayed, uploaded, posted, transmitted or hyperlinked in any manner and in any form without our express, prior written approval and the respective copyright and trade mark holders.
The Services are for the user's personal and non-commercial consumption only, and the user may not engage in any dealings with other parties with such services and contents. Such dealings include dealings which will adversely affect the commercial value of the Services provided by us. You may not also insert a hyperlink to this Website (or any part of this Website) on any other web site or mirror any of the contents contained on this Website on any other server. Nothing herein shall be construed as granting any right or any license to any trademarks or content on this Website without our express written permission or the express written permission of the respective intellectual property owners.
Fry & Laurie, the Fry & Laurie logo and/or other Fry & Laurie products and services appearing on this Website are our trademarks and service marks and may be registered in certain jurisdictions. In addition, other product names, company names, marks and logos appearing on this Website may be the trademarks and service marks of their respective owners.
Third-Party Links
Links, where provided on this Website, are for convenience only. Fry & Laurie does not endorse and cannot be responsible for external content, messages, views, opinions, research and recommendations of individuals, users, organisations of deemed interest or privacy practices, or advocate any commercial dealings whatsoever nor does the inclusion in this Website of any link(s) to other web site(s) or resources imply any form of endorsement by us. While the information on this Website has been obtained from sources believed to be reliable, none of the data, news, information, reports or opinions nor any of the recommendations (if any) has been customised for any specific person or class of persons. No such data, news, information, reports or opinions or recommendation is to be construed as an offer, solicitation or recommendation to any person or class of persons to use the services of any advertiser herein. The information and data available on this Website presented in text, graphics or whatever form, may include inaccuracies or errors, and we and our Information Providers reserve the right to periodically make changes to the information or data on this Website.
Prohibited Use
We expressly forbid the use of any robot, spider, automatic device, webbot, crawler, screen-scrape, manual process, software or routine which may interfere with the proper operation of this Website or any transactions being conducted on this Website or which may interfere with the operation of any other computer or with other users' use of this Website. This Website may use cookies, javascript, shockwave and ActiveX to enhance the online experience for the user and for security purposes. The use of this Website and the Services may be subject to such additional terms and conditions as we may prescribe from time to time. Please note where the use of the Services require our acknowledgement, such acknowledgement shall not be presumed to be given until the user has received such acknowledgement whether in electronic form or otherwise as specified by us.
Disclaimer
The Website and the Services are provided on an "as is, as available" basis. Fry & Laurie, our employees, associates and affiliates make no representations, endorsements or warranties of any kind whatsoever about the Services, including advertisements supplied by the respective advertisers and their creditworthiness, and in no event shall we be liable to any party for any damages, claims, expenses or losses of any kind arising from or in connection with any use of or reliance on the accuracy, availability, currency, title, non-infringement, quality, reliability, suitability, merchantability, fitness for purpose and completeness of the Services and contents of this Website. Due to the open nature of the internet, we do not warrant that this Website or the Services are or will be virus-free.
Due to the inherent hazards of electronic distribution, this Website and the Services may be unavailable from time to time due to required maintenance, telecommunications or electronic or other systems failures or interruptions (whether ours or any third party) or other disruptions. We shall not be liable to users or any third parties for any losses or damages suffered as a result thereof. As information transmitted through the internet in general is not confidential, we cannot guarantee the privacy or protection of the user. In addition, all information submitted through this Website and/or the Services may be unsecured and shall be treated as non-confidential and non-proprietary. Furthermore, you undertake not to submit any information or materials through this Website and/or the Services that are or may be offensive, illegal or which may not be lawfully disseminated under the laws of the Republic of Singapore or any other country or which submission has not been consented to by such persons entitled to object to the submission of such information or materials.
Independent Advice
By making available information and data pursuant to the Services, including facts, views, opinions and recommendations of individuals and organisations of deemed interest, we and our Information Providers are not giving or purporting to give or representing or holding ourselves out as giving financial, investment, tax, legal and other professional advice. Users shall always seek the relevant independent professional advice before otherwise making any such financial, legal or commercial decisions.
For the avoidance of doubt, we assume no responsibility for or make any representations, endorsements or warranties of any kind whatsoever with respect to, the accuracy, timeliness and completeness of any forward-looking statements, opinions, recommendations, analyses and any other form of information available on this website, whether provided by us, any content providers or by third parties.
Limitation of Liability
To the fullest extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to, loss of profits, data, use, goodwill, or other intangible losses, resulting from (i) your access to or use of, or inability to access or use, the site; (ii) any conduct or content of any third party on the site; (iii) any content obtained from the site; and (iv) unauthorized access, use, or alteration of your transmissions or content, whether based on warranty, contract, tort (including negligence), or any other legal theory, whether or not we have been informed of the possibility of such damage.
In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability is limited to the maximum extent permitted by law.
You acknowledge and agree that your sole and exclusive remedy for any dissatisfaction with the Website or its content is to stop using the Website.
General Terms
We reserve the right to make changes and corrections, at any time and without notice, to this Website, the Service and its contents, including the removal of news or postings and changes and corrections to these Terms of Use. Continued use by you as the user means acceptance of any such changes. We reserve the right to seek all remedies available at law and in equity for violation of these Terms of Use including the right to block access from any particular person or server. These Terms of Use shall be governed by and construed in accordance with the laws to the Republic of Singapore without regard to conflicts of law principles, and any claims or disputes of whatever nature shall be subject to the exclusive jurisdiction of the courts of the Republic of Singapore.
Effective Date: April 10, 2025